VA Pre-Qual Analysis Loading... VA Pre-Qualification & Residual Income Calculator This pre-qualification worksheet will automatically calculate monthly housing expense, residual income, and debt-to-income ratio. Borrower Info Borrower Family Size Income Borrower Income Gross Monthly Income Co-Borrower Income Gross Monthly Income Total Income $ Monthly Housing Mortgage Amount Interest Rate Term (Months) 120180240300360 Payment $ Property Taxes Homeowners Insurance HOA Dues Total Payment