fbpx
Skip to navigation

Contact Info

Have Questions?   (727) 488-7355    [email protected]      Apply Online

Social Links

Category Archives: Buying a Home

Home loan news, updates, and strategies about buying a home and all things related to the home buying process.

Everything You Need to Know About

Buying a Home

Source of Down Payment – Making Sure Your Cash To Close Comes From The Proper Source

By Joshua Lerette | March 28, 2016 | 0 Comments

Providing proper asset documentation and the actual source of the funds is a critical element of the loan closing process. There’s nothing worse in a real estate purchase than making it all the way through the hoops and hurdles just…

Read More

Talk the Talk – Know the Mortgage Lingo at Closing

By Joshua Lerette | March 27, 2016 | 0 Comments

Many borrowers go through the mortgage process in a haze, nodding, smiling, and signing through a bunch of noise that sounds like Greek. Even though you may have put your trust in your real estate and mortgage team, it helps…

Read More

Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

By Joshua Lerette | April 1, 2015 | 0 Comments

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate…

Read More

What You Need To Know About The Home Inspection Process

By Joshua Lerette | April 4, 2010 | 0 Comments

You found the house you want to call home, but before you sign on the dotted line to make it official, your first order of action should include a home inspection. You now have only a few days from when…

Read More

Where Does My Earnest Money Go?

By Joshua Lerette | March 28, 2010 | 0 Comments

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check… Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest…

Read More
Rent vs Own | What You Should Know

Renting vs Buying A Home

By Joshua Lerette | March 28, 2010 | 0 Comments

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we’ve found that most home buyers base their ultimate decision on…

Read More

First-Time Home Buyer Checklist

By Joshua Lerette | March 28, 2010 | 0 Comments

Getting a home loan or mortgage for a First-Time Home Buyer can be a little overwhelming with all of the important details, constant guideline changes and federal regulations the mortgage industry faces today. Luckily, we are here to help and…

Read More

Common Documents Required For A Mortgage Pre-Approval

By Joshua Lerette | March 28, 2010 | 0 Comments

Even though many lenders are still quoting quick 10 minute pre-qualifications over the phone or online, a true mortgage approval that holds any weight is one that has been issued by an underwriter who has had an opportunity to review…

Read More

Assembling Your Home Buying Team – Knowing The Players

By Joshua Lerette | March 24, 2010 | 1 Comment

Buying a new home is literally a team sport since there are so many tasks, important timelines, documents and responsibilities that all need special care and attention. Besides working with a professional team that you trust, it’s important that the…

Read More

Seven Things Your Agent Should Know About Your Mortgage Approval

By Joshua Lerette | March 1, 2010 | 0 Comments

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal…

Read More