Buying a Home
Buying a home is easily one of the largest financial decisions in one's lifetime. Whether you are a first-time home buyer or a seasoned investor, we offer fantastic home loan rates while providing you with an easy and stress-free experience. Check out our process and home loan options along with other cool tools to help you with your next home purchase.
Whether you are looking to simply put more money towards retirement, pay off high-interest debt, or make home improvements, we offer a solution to fit your needs and personalize your options to make sure you are getting the best refinance home loan option for you. Let us show you a personalized side-by-side comparison of refinancing options to fit your family's needs.
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Latest News and Information
Top Five Market Factors That Influence How Mortgage Rates Move
Timing the market for the best possible opportunity to lock a mortgage rate on a new loan is certainly a challenge, even for professionals. While there are several generic interest rate trend indicators online, the difference between what’s advertised and actually attainable can be influenced at any given moment by at least 50 different variables …
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Five Myths About Home Values
During periods of economic growth, when home values are typically just going up, most homeowners do not question appraisals much. And in times of turmoil when property values are declining, home sellers and even listing agents quite often question and pick apart appraisals. However, the actual appraisal process changed very little over the course of the …
What’s The Difference Between Interest Rate and Annual Percentage Rate (APR)?
The difference between APR and the actual note rate is very confusing, especially for First-Time Home Buyers who haven’t been through the entire closing process before. When shopping for a new mortgage loan, you may notice an Annual Percentage Rate (APR) advertised next to the note rate. The inclusion of an APR is actually mandated …
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Understanding FHA Mortgage Insurance Premium (MIP)
FHA Mortgage Insurance Premium (MIP) is an important part of FHA Insured loan. Mortgage insurance is insurance that protects lenders against any losses that may result from a consumer defaulting on their FHA-insured home loan. FHA home loans require two types of Mortgage Insurance Premiums for all borrowers, regardless of down payment. The two types …
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What Do Appraisers Look For When Determining A Property’s Value?
Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, the appraiser actually already has a good idea of the …
What Do Appraisers Look For When Determining A Property’s Value? Read More »